In order to safeguard yourself, your investment and your business, insurance comes into play. Disaster could meet us in any form; car breaks down, roof leaks, a major home fire, an automobile accident that leads to a legal action and someone in the family becomes ill. Insurance gives you peace of mind and you know that if anything happens to you, your family or your business that you will be financially secure. The best action plan is to prepare for the worst and hope for the best.
Achieve your financial goals with Insurance: -You can Achieve financial goal like Retirement Planning, Child Education, Loan Security, Wealth Creation, Single Premium, Tax Savings
We offer various kinds of insurance solutions in order to accommodate customer 's insurance needs. Our experts evaluate your specific needs and study the risk profile. Based on the results of these evaluations, our experts suggest the most cost effective, integrated insurance package that is specifically suited to your risk profile. We offer a broad product portfolio both in life & non-life insurance space and makes comprehensive use of technology to add great value in the services provided to customers and strive to offer its clientele an unrivalled service.
Simplest form of life insurance that stays in effect for a specified period or until a certain age of the insured. It pays the sum assured of the policy in case the insured dies within the coverage period (term) but pays nothing if he or she outlives it. Also, its premium cost is low in younger years; it generally increases tremendously with the age.
| Plan | Features | |
|---|---|---|
| HDFC Life Click 2 Protect Plus | This online term policy offers you four cover options:
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| You can customize your coverage by opting HDFC Life Income Benefit on Accidental Disability Rider that offers monthly Income of 1 % of rider Sum Assured in the event of Total Permanent Disability due to accident for a fixed period of 10 years | ||
| ICICI I Protect Smart | In case of permanent disability due to an accident, the policy continues with no further premiums to be paid | |
| You can increase your cover amount at key stages of your life - like marriage and birth of your children. | ||
Endowment policies are beneficial in meeting special lump sum needs such as college expenses or for buying a retirement home.
| Plan | Features | |
|---|---|---|
| HDFC Life-Sampoorna Samridhi Plan | It is a limited premium endowment plan with tax benefits under Section 80C and Section 10(10D) | |
| Sampoorn Samridhi plus is a traditional whole life insurance plan which helps you build wealth along with providing lifetime coverage for your family | ||
| ICICI Pru Guaranteed Savings Insurance Plan | It is a limited pay pure endowment plan with return of premium compounded at 5 % per annum on death | |
| This product allows you to enjoy the benefits of a long-term savings plan ensuring that you and your family are free of any financial worries. | ||
It provides life coverage during the term of the policy and the maturity benefits are paid off in equal instalments by way of survival benefits.
| Plan | Features | |
|---|---|---|
| HDFC Life Super Income Plan | Choice of Plan options with various combinations of premium payment and policy term to meet your income goals | |
| Your Regular Income comprises of Guaranteed Base Income (GBI) pay-outs, varying from 8.0 % to 12.5 % of the Sum Assured on Maturity, payable every year. | ||
| ICICI Pru Cash Advantage | It is a unique savings & protection-oriented plan which offers you a guaranteed amount every month for 10 years | |
| A guaranteed lump sum at maturity, along with bonuses & life cover that provides financial security to your family in case of your death | ||
This is a type of insurance vehicle in which the policyholder buys units at their net asset value and makes contributions toward another investment vehicle. Unit linked insurance plans allow for the coverage of an insurance policy, and present the option to invest in any number of qualified investments, such as stock, bonds or mutual fund
| Plan | Features | |
|---|---|---|
| HDFC Life Click to Invest | Zero allocation charges & 8 different fund options to invest your money | |
| Flexible premium payment terms & frequencies | ||
| ICICI Pru Guaranteed Wealth Protector | Offers the potential for high returns, by investing a portion of your money in equity, while also providing the dual assurances of Assured benefit# & life cover | |
| Get rewarded for staying invested with Loyalty Additions & Wealth Booster | ||